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From Dream,to Strategy,to Keys.

Real Estate. Lending. One Trusted Advisor.

Guiding you home with clarity, strategy, and unmatched Southern California expertise.

Plan Your Move Get Pre-Approved

25+YearsExperience

Real Estate+ LendingOne Advisor

SouthernCaliforniaExpertise

One Advisor.
Two Expertise Areas.
Zero Gaps.

You deserve an advisor who sees the full picture. I combine real estate strategy and lending expertise so every decision moves you closer to your goals — confidently and seamlessly.

  1. 01Buying

    Find the right home with a strategic plan.

  2. 02Financing

    Secure the right loan with confidence.

  3. 03Negotiation

    Strong terms and smart advocacy for you.

  4. 04Closing

    Smooth to the finish line — keys in hand.

Kristen Boano seated in a bright living room

About Kristen

The Full Picture.
Always.

For more than two decades, I've helped clients navigate life's biggest financial decisions with clarity and confidence. As both a REALTOR® and Loan Officer, I see what others miss — so you can move forward with a plan that's aligned, strategic, and uniquely yours.

Real estate is more than a transaction. It's a vision for your future. I'm here to see the full picture — and help you get there.

Kristen Boano

REALTOR® | Loan Officer

Meet Kristen

How I Can Help

Your Goals. My Guidance.

Oceanfront patio at sunset

Buy a Home

From finding the right home to crafting a winning offer, I guide you every step of the way.

Explore Buyer Services
Bright coastal living room staged for sale

Sell a Home

Strategic pricing, powerful marketing, and expert negotiation to maximize your result.

Explore Seller Services
Modern white kitchen in a luxury home

Home Loans & Financing

Competitive rates, tailored loan solutions, and a seamless process from pre-approval to closing.

Explore Loan Options

Insights That

Move You Forward

View All Guides
Aerial view of a Southern California coastal town at golden hour

Market Guidance

SoCal Market Outlook for 2026

Read Article
Hillside Southern California homes above the ocean at sunset

Buying Strategy

5 Moves Smart Buyers Make in Any Market

Read Article
Calm Pacific beach at sunrise with soft golden light

Lending Insights

Rate Trends & How to Strengthen Your Position

Read Article

Let's Create Your Next Chapter

Real Estate. Lending. One Trusted Advisor.

Kristen exceeded all our expectations. She sold our home for well over asking in just a few days and made the entire experience feel simple.
— Lucille B. Murrieta, CA
Kristen's expertise in the mortgage industry as well as her experience in the sales of homes is truly unparalleled. From start to close of escrow was a very quick 20 days.
— Linda P. Murrieta, CA
She was professional, knowledgeable, kind, patient and very supportive. She was always available to answer any questions and had a solution for everything.
— Esther F. Southern California
Kristen is a fantastic loan officer. She did a cash-out refinance on my home and it was super easy and stress free.
— Denise M. Southern California
Years of experience
25+
Years of
Experience
Families served
500+
Families
Served
Client rating
5
Client
Rating